Speak to an adviser
0116 253 5600


Making your pension money last

Pension Freedoms have effectively placed the responsibility for making a robust pension decision on the pensioner as the previous risk-averse norms have been set aside. For many people it would appear that the new norm will be rapid draw-down of cash and the repayment of debt, leaving little more than the state pension for retirement. This new “normal” is mostly…

Read More

ISA New Year Resolutions a little early?

Early December and an IFA is already writing about ISAs; has the world gone mad? Assuming you have not spent all of your disposable cash on Black Friday or Cyber Monday, please spare a thought towards ISAs before the end of March 2015, as I believe there are good reasons for tucking investments into ISAs. Traditionally, IFAs like us have…

Read More

Why professional advice matters

Every so often I see a series of articles in the press that remind me of why I am in financial services. Recently there has been a spate of articles about bankrupt premiership footballers, one being on the BBC Newsbeat website, http://www.bbc.co.uk/newsbeat/29896728, 04/11/2014. Newsbeat provided brief details of David James, bankrupt in May 2014, Lee Hendrie, bankrupt in January 2014,…

Read More

A very clever fraud attempt – reading between the lines

So, here goes another fraud attempt. However, a very believable fraud attempt, if you do not read between the lines. I received a printed fax from Delta Score & Rating Agency – verified information you can “trust”. First of all, it is clear that there is no specified company name that wants this information from you. Additionally, I scanned the…

Read More

Christmas and New Year arrangements 2012/2013

The office will close this afternoon, 21st December 2012, about 13:00PM and will reopen on the 2nd January 2013 at 9:00AM. If you need to talk to your adviser urgently, most will have their mobiles on over the festive period, although I cannot vouch for the speed of response. One person’s idea of “urgent” will not be anothers; in the…

Read More