Commercial property investment is highly specialised.
The risks are in some ways higher than residential property investment: the level of investment and exposure tends to be higher; tenants can go out of business, leaving you with a vacant property that may not be readily and quickly re-let. You can also be at the mercy of the banks with their ever-changing criteria.
On the other hand, commercial property has its advantages: commercial law is more favourable to commercial landlords; rental yields tend to be higher; tenants sign Fully Repairing and Insuring leases, so your day-to-day requirements will be minimal. You can also negotiate terms such as break clauses to your advantage.
Choosing the right property requires skill and foresight. Arriving at the most cost effective and tax-efficient way of funding such a purchase is an even greater challenge.
Bankfield has advised some of the largest commercial property investors in the Midlands and helped them to build their property portfolios.
Whether you are looking to purchase a property for your business via your pension fund (SIPP or SSAS), are a seasoned investor in search of a new line of funding, or are a developer looking to fund your next build, Bankfield has qualified and experienced independent advisers to help you to achieve your goals.
We can also provide advice on tax planning, how best to structure your portfolios and can introduce you to exclusive off-market opportunities via our direct connections with receivers and from within our expansive client bank.
To talk through your requirements in confidence and with no obligation, please call us on 0116 253 5600 or complete the enquiry form.
Commercial mortgages and Taxation planning are not regulated by the Financial Conduct Authority.