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Tax Efficient Savings

savings and investments

As Independent Financial Advisers, Bankfield can arrange and manage savings and investment portfolios to make full use of your tax allowances.

Individual Savings Accounts (ISA’s) are the most commonly known investment, as they provide virtually tax-free returns whilst providing access to your money at any time.   There is a Cash Component and a Stocks and Shares Component, each with their own allowance.  Download our Bankfield Guide to ISA’s for full details.

There are other investment vehicles, which can be utilised to take advantage of your Income Tax and Capital Gains allowances, whilst providing for capital growth and/or income.

We also utilise offshore vehicles where circumstances warrant, such as for non-domiciled investors, corporate investors or trusts.

To learn more about how we can make the most of your tax allowances, call us now on 0116 253 5600 to speak to a qualified adviser in confidence and with no obligation, or complete the enquiry form.

Bankfield utilises the full range of investments available to UK investors, including:  ISA’s, OEIC’s, Unit Trusts, ETF’s, ETC’s, Structured Products, Bank Accounts, Investment Bonds and Investment Trusts and Pensions.

For higher rate and additional rate tax payers, we also recommend investment into:

Venture Capital Trusts (VCT); Enterprise Investment Schemes (EIS), and Seed Enterprise Investment Schemes (SEIS).  Please note, these are complex arrangements, usually with higher levels of investment risk.

Bankfield does not recommend aggressive tax planning schemes which have not been fully disclosed to HMRC.

Taxation planning is not regulated by the Financial Conduct Authority. The value of investments and income from them may go down. You may not get back the original amount invested. Tax treatment is based on individual circumstances and may be subject to change in the future. Some funds will carry greater risks in return for higher potential rewards. Investment in smaller funds can involve greater risk than is customarily associated with funds investing in larger, more established companies. Above average price movements can be expected and the value of these funds may change suddenly.